What we offer
From single residential rental properties to large industrial units, we have access to a range of policies suitable for the owners of almost any commercial property with a sum insured of up to a maximum of £5,000,000.
We offer some of the most competitive rates in the market and also some of the widest cover.
Key benefits include:
- 'All Risks' cover for the Property Insured
- Property Owners' Liability - to protect your client's potential legal liabilities as the property owner
- Legal Expenses cover tailored to the property owner market, including cover for property disputes and access to a 24 hour helpline.
- Loss of Rent Cover (optional) - to protect your client's rental income in the event of an Insured Peril
- Employers' liability cover (optional) - to provide cover for damages, legal costs and expenses in relation to the client's liability for any bodily Injury or disease to Employees
Types of property we can cover:
- Residential Properties (Including DSS & Asylum Seekers)
- Blocks of Flats
- Commercial Premises including;
- Leisure
- Manufacturing
- Industrial
- Offices
- Retail Shops
- Mixed use
Cover Details:
- Automatic cover up to £1,000,000 for newly acquired or erected property, with up to £250,000 for alterations and improvements
- Loss of metered water, gas or electricity up to £10,000
- Damage to landscaped gardens and grounds up to £25,000
- Up to £2,500 for replacement locks if keys are lost due to theft or attempted theft
- Cover for buildings in the period between exchange of contract and completion
- Removal of debris following a loss
- Reasonable costs and expenses incurred to refill, recharge, replace or reset risk protection equipment
- Costs and expenses incurred in locating and repairing the actual source of damage caused by escape of water or oil from any tank, apparatus or pipe up to £25,000
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