CALL: Our Client Referral Team on (029) 2026 5273

EMAIL/FAX: Download a quotation form and email it to distinct@
sourcesoftware.co.uk or fax it to (029) 2070 4455.

You'll need to have a Source broker number in order to take advantage of Distinct - call our Sales team on (029) 2026 5266 if you're not already registered.
High Net Worth clients are among those most likely to be underinsured and therefore to run into complications when making a claim. That's where Distinct comes in - it's a specialist High Net Worth policy from Aviva - designed with more extensive and elaborate insurance needs in mind.

If you have clients with very valuable homes and possessions, a standard home insurance policy may not be the best option for them. Cover limits are often too low and some higher value items may not be covered at all - leaving your clients open to underinsurance. Aviva's HNW policy - "Distinct" - avoids this risk by offering a flexible approach to underwriting with generous cover limits. Your client can tailor their policy to their needs to ensure they are adequately protected. What's more, Distinct is backed by an exceptional level of service - one that's above and beyond a standard policy.

We do all the work

There's no need for you to be an expert in HNW insurance. We take care of all the details for you, while you earn 20% commission (on home policies).


Exemplary service for your clients: Fuss free claims
  • Claims settled by one phone call in most cases - no need to fill out forms
  • 24 hour Personal Claims Line
  • Individual claims expert - to help put everything right for your client quickly, professionally and without fuss
  • Choice of settlement - cash (paid on the same day where possible), repair or replacement (option to use own supplier)

Commission Rates

Home - 20%

Motor - 7.5%

Our commission payments on Distinct cases currently average £240 for a Home Policy and £50-£75 for a Motor Policy. You'll receive commission on all Renewals too.

Wide cover for home policies

  • Contents cover: starts from £75,000
  • Buildings cover: from £250,000
  • Worldwide possessions cover - including new purchases acquired along the way
  • Substantial cover for art and antiques - to ensure correct protection
  • Legal expenses: £100,000 as standard
  • Identity fraud protection: up to £50,000
  • Optional cover for second homes in France, Spain and Portugal - no need to go elsewhere

 Home - 75 Key Facts   Home - 150 Key Facts   Home Insurance Quote Form

Other Benefits

  • Free valuation service - on policies with contents over £150,000
  • Helplines - including 24-hour GP medical helpline and legal & tax advice
  • Access to home sitting, home emergency and personal protection services
  • No monthly fee on direct debit payments
  • Monthly premium protection at no extra cost, with no admin fee, when you pay by direct debit

 About Distinct  

Comprehensive travel cover (available as add-on to a home policy)

  • Covers anyone living with the policy holder - including family members and domestic staff
  • Golf cover as standard - even loss of green fees
  • Holiday disruption cover: up to £400
  • 24-hour worldwide medical emergency service
  • Travel Assistant service - up-to-date advice and assistance

Prestigious motor cover - For cars worth over £30,000

  • Mercedes C class courtesy car as standard when your client's is damaged or stolen. For written off cars under two years old - a new car or the value of your client's car when it was new
  • Top tier RAC cover as standard

 Motor Key Facts  Motor Insurance Quote Form