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As all advisers, homeowners, and lenders alike have experienced firsthand, the mortgage market is often unpredictable and, at times, turbulent.
A home move is a seismic event in your client’s lifetime, especially for first-time buyers. Amid the flurry of paperwork, constant preparation, and planning, there’s a significant need for quality advice and support, and usually a general insurance-shaped hole.
Whenever there’s a significant alteration in the market, we can see seismic ripples throughout the industry. The recent changes to the Stamp Duty Land Tax are one of such alterations that have caused waves throughout the market.
76% of homes in the UK are underinsured and 20% are overinsured, meaning just 4% of the country have adequate Home Insurance that covers their needs exactly.
In Skipton Group’s Home Affordability Index, data showed that 60% of the ten most unaffordable places in the UK were …
Evolving is the way forward! As a busy adviser, you can expect to be juggling several clients at any given …
Since the pandemic, our industry has been largely affected by the change in working behaviours and environments for customers and …
Advisers constantly battle aggregators to offer competitive premiums to their customers. Understandably, clients often find it difficult to decipher which product offers sufficient coverage (for a reasonable price).
The latest property market data shows that with a clear pattern emerging, homeowners can plan ahead and build the shield to prevent unexpected losses of income or assets.
In Britain, first-time buyers of property are making waves with a record-breaking figure so far for 2023. Hamptons are reporting that first-time buyers make up 27.1% of the buyers’ market at the time of writing. This trend features a gradual rise from 21.6% to the current figure since 2018.